Property Owners Insurance

Do I need Property Owners Insurance?

Insurance Connections can help if you are:

• A residential buy-to-let landlord with one or more properties (including portfolios).
• A commercial buy-to-let landlord with one of more properties (including portfolios).

If you own or manage properties you need to make sure that your properties are protected.

Insurance Connections are specialist insurance brokers providing property insurance solutions for Landlords, Residents Associations, Tenants, Housing Associations, and Property Management Companies across the UK.

Whether you are the Landlord of a few residential properties for income and investment purposes or are running a business and making a recurring income from commercial property, it’s vital that you take all of the necessary steps to ensure that your investment is protected via robust property owners insurance.

This means making sure that you have the right level of insurance to cover your properties against an unforeseen event such as a flood or fire.

Commercial Property Owners

Commercial Property Owners Insurance policies can be more complex and as a result, can be more expensive than residential property owners insurance.

This is because businesses have many different needs due to the additional risks they face that residential insurance doesn’t address. Commercial property coverage often requires the landlord to purchase additional policy endorsements to cover the cost of more unique risks that may occur, especially if this is outside of standard office insurance.

The main categories of Commercial Property:

• Offices
• Retail – retail stores, shopping centres, shops
• Industrial – warehouses, factories
• Leisure – hotels, pubs, restaurants, cafes, sport facilities 
• Healthcare – medical centres, hospitals, nursing homes

However it’s not limited to the premises listed below, if your premises are being used for commercial purposes then it’s more than likely it’s going to be a commercial property insurance policy.

Speak to Insurance Specialists Today

Get in touch with the Insurance Connection Team today to discuss all your property owners insurance requirements. Call us on 01270 449 449 or email [email protected] for more information.