Residential Property Owners Insurance

Whether you have a single property or a portfolio of residential properties that you rent out, we’re confident that we can find a residential property owners insurance policy to suit your needs.

As a property investor, property developer or someone has properties to generate an income or extra income, finding the right residential property insurance can be a difficult and time consuming tasks.

Failing to have the right cover in place can lead to expensive repairs, legal fees being paid out of your own pocket and, ultimately a claim not being paid out.

Landlord Buildings and Content Cover:

As a landlord, you have the choice of Buildings cover or Buildings and Contents cover. A Building cover policy will protect the actual building from fire and damage.

A buildings and contents cover will protect the building as well as any of your contents inside the building. For example, washing machines, ovens and any furniture if you have a furnished buy to let property.  

What type of buildings are covered in a Residential Property Owners Insurance Policy?

  • Terraced Houses
  • Semi-detached houses
  • Detached houses
  • Flats or apartments
  • Bungalows
  • HMOs

Unoccupied Property Insurance

If you’re property is unoccupied for an extended period, a standard landlord insurance policy may not cover you. Policies usually only cover a property being unoccupied for around 30 days however, it’s best to double check your policy wording.

This type of cover is common for individuals who have a property going through probate or renovating. Policies are available for 3,6 and 12 months.

Why Use Insurance Connections for your Landlord Insurance?

  • Excellent relationships with leading UK insurers
  • We’ll do all the hard work – search the market, compare prices and negotiate rates on your behalf
  • Exclusive rates that are only available to brokers
  • Dedicated account hander
  • Independent insurance brokers with over 60 years of experience

Get in touch with our Property Owners Insurance team today! Call us on 01270 449449 or complete our enquiry form and a member of our team will be in touch shortly.

If you already have your renewal from your existing broker or obtained a quote from another broker, we offer a no-obligation review to see if you’re receiving the most competitive quote at the right level of cover to suit your property needs.

Start Your Residential Property Owners Insurance Quote Today